EZ Mortgage Store is a mortgage brokerage, what is a mortgage broker?

A mortgage broker acts as a middleman between you and potential lenders. At EZ Mortgage Store our job is to compare mortgage lenders on your behalf and find interest rates that fit your needs. EZMortgage.Store brokers have stables of lenders they work with, which can make your life easier.

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EZ Mortgage Store brokers are licensed and regulated financial professionals who do a lot of the legwork. They gather documents from you, pull your credit history and verify your income and employment, using the information to help you apply for loans and negotiate terms in a shorter time.

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Once you settle on a loan and a lender that works best for you, your EZ mortgage store broker will collaborate with the bank’s underwriting department, the closing agent (usually the title company) and your real estate agent to keep the transaction running smoothly through closing day.

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What makes mortgage brokers different from loan officers?

Loan officers are employees of one lender who are paid set salaries (plus bonuses). Loan officers can write only the types of loans their employer chooses to offer.

EZ Mortgage Store Brokers, deal with many lenders to find loans for their clients. EZ Mortgage Store Brokers may be able to give borrowers EZ access to a broad selection of loan types.

You can save time by using an EZ Mortgage Store Broker; it can take hours to apply for preapproval with different lenders, then there's the back-and-forth communication involved in underwriting the loan and ensuring the transaction stays on track. A mortgage broker can save you the hassle of managing that process.

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EZ Mortgage Store Brokers offer a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, We are here to guide you through the process

 Contact us today and learn what we can do for you.